Fixed Deposits, Bonds & NCD - Finora Financial Solutions

Fortify Your Capital with High-Yielding Guaranteed Cashflows

Up to 8.85% Annual Yield

CRISIL & ICRA AAA Capital Safety

Why Finora Advisory

Fortify Your Capital with High-Yielding Guaranteed Cashflows

Volatile markets demand a rock-solid foundation of fixed returns. We curate top-rated corporate FDs, government-backed SGBs, and listed bonds that deliver predictable, inflation-beating cash flows.

Superior Returns over Bank FDs

Earn 100 to 200 basis points higher interest compared to standard savings banks.

Flexible Payout Frequencies

Choose Monthly, Quarterly, Half-Yearly, or Cumulative compounding options.

Senior Citizen Extra Yield

Additional 0.25% to 0.50% interest bonus for investors aged 60 and above.

Premature Liquidity Options

Facility to withdraw funds or avail quick loans against deposit certificates.

Portfolio & Offerings

Tailored Solutions Under Fixed Deposits / Bonds / NCD

Explore individual categories customized to your exact requirements, whether optimizing capital costs or maximizing investment compounding.

CRISIL AAA Rated

AAA Corporate Fixed Deposits

High-security deposits from Bajaj Finance, Shriram Finance, and Mahindra Finance offering up to 8.85% p.a.

Highest safety rating (CRISIL/ICRA AAA)
Flexible tenure from 12 to 60 months
Special 0.50% senior citizen bonus

Predictable Income Apply Now

RBI Guaranteed

Sovereign Gold Bonds (SGB)

Government of India backed gold bonds offering 2.5% fixed annual interest plus 100% tax-free capital appreciation at maturity.

2.5% p.a. guaranteed interest paid semi-annually
Zero capital gains tax upon maturity
No making charges or storage risks

Tax-Free Gold Growth Apply Now

Listed Debt

Senior Secured Bonds & NCDs

Exchange-traded Non-Convertible Debentures backed by tangible company assets, paying regular monthly or annual interest coupons.

Yield to Maturity (YTM) up to 9.5%
Senior secured creditor status
Tradable liquidity on NSE and BSE

Institutional Yield Apply Now

Seamless Workflow

How We Deliver Results

A structured, hassle-free progression from initial inquiry to final sanction and ongoing advisory.

Step 01

Yield & Safety Review

We filter AAA and AA+ rated issuers with impeccable track records.

Eligibility Audit

Step 02

Payout Selection

Select tenure and choose between monthly income or cumulative compounding.

Market Comparison

Step 03

Digital Application

Paperless online booking with instant direct deposit confirmation.

File Processing

Step 04

Certificate Delivery

FDR receipt or bond demat credit issued directly to your account.

Sanction & Disbursal

100% Confidential Rapid Verification

Need Profile Guidance?

Our desk evaluates your papers confidentially.

Audit Profile

Standard Checklist

Required Documentation

Digital Upload Available

PAN Card (Mandatory for tax deduction compliance)
Aadhaar Card (For instant e-KYC)
Cancelled Cheque of the linked interest payout bank account
Form 15G / 15H (For eligible non-taxable investors to avoid TDS)
Active Demat Account details (If subscribing to listed bonds/NCDs)

Specific criteria may vary by lender partner, ticket size, and applicant profile.

Got Questions?

Frequently Asked Questions

Finora exclusively recommends Corporate FDs with CRISIL or ICRA AAA / AA+ ratings—the highest level of safety regarding timely payment of interest and principal. Companies like Bajaj Finance and HDFC have decades of flawless deposit servicing track records.

SGBs offer an unparalleled tax advantage: the capital gains realized upon redemption at the end of the 8-year maturity period are 100% tax-free under the Income Tax Act.

Yes. Most corporate FDs allow premature withdrawal after a mandatory 3-month statutory lock-in period, subject to RBI interest rate adjustment rules.

Yes. Senior citizens (aged 60 and above) standardly receive an additional 0.25% to 0.50% per annum over the regular deposit card rate.

Earn Predictable, Superior Yields with AAA Corporate FDs & Bonds