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Holistic Risk Protection

Safeguard Family Health, Wealth & Assets with 18 Premier Insurers

Independent, unbiased advisory across Life, Health, and General Insurance policies with guaranteed 24/7 Claim Concierge hospital support.

18 Premier Insurance Partners
98.7% Partner Claim Ratio
24/7 Dedicated Claim Support
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Insurance Solutions
18 Insurance Partners 98.7% Claim Settlement Ratio
Protection Tailored to Your Family Lifecycles & Corporate Assets

18 Insurers Aggregated

98.7% Partner Claim Settlement Ratio

Why Finora Advisory

Protection Tailored to Your Family Lifecycles & Corporate Assets

Insurance should never be a one-size-fits-all brochure policy. We evaluate human life value (HLV) and healthcare risks to match you with comprehensive coverage backed by dedicated claim concierge support.

Need-Based Sum Assured

Scientific HLV calculations ensure your family can sustain their lifestyle.

10,000+ Cashless Hospitals

Access top hospital networks across India with zero out-of-pocket stress.

Rider Optimization

Critical illness, accidental disability, and waiver-of-premium add-ons.

Claim Concierge Desk

We assist with paperwork, TPA approvals, and query settlement during claims.

Portfolio & Offerings

Tailored Solutions Under Insurance Solutions

Explore individual categories customized to your exact requirements, whether optimizing capital costs or maximizing investment compounding.

Life & Term Insurance
Pure Protection

Life & Term Insurance

High cover term insurance up to 100x income replacement with critical illness riders and whole life options.

  • ₹1 Crore cover starting @ ₹490/mo
  • Tax savings under Section 80C
  • Return of premium (ROP) options
Essential Security Apply Now
Health Insurance
Cashless Medical

Health Insurance

Comprehensive medical protection with zero room rent capping, pre/post hospitalization, and restoration.

  • Super top-ups up to ₹1 Crore
  • Pre-existing disease coverage
  • Day-care treatments included
Zero Copay Plans Apply Now
General & Motor Insurance
Asset Defense

General & Motor Insurance

Protect commercial property, factory machinery, private vehicles, and director liabilities.

  • Zero depreciation motor cover
  • Fire & natural calamity insurance
  • Instant digital policy issuance
Instant Issuance Apply Now
Seamless Workflow

How We Deliver Results

A structured, hassle-free progression from initial inquiry to final sanction and ongoing advisory.

Step 01

Risk Audit

We analyze your liabilities, family dependents, and healthcare needs.

Risk Profiling
Step 02

Policy Comparison

We compare exclusions, waiting periods, network hospitals, and premiums.

Top 18 Insurers
Step 03

Digital Issuance

Proposal form filing with doorstep or tele-medical checkup scheduling.

Digital Audit
Step 04

Lifetime Support

Annual renewal reminders and dedicated priority claim settlement assistance.

Instant Policy
Documentation Verification
100% Confidential Rapid Verification

Need Profile Guidance?

Our desk evaluates your papers confidentially.

Audit Profile
Standard Checklist

Required Documentation

Digital Upload Available
  • Government Photo ID (Aadhaar / Passport / Voter ID)
  • PAN Card copy for tax compliance
  • Recent Passport Size Photograph
  • Proof of Income (Salary slips or Form 16 / ITR for high sum assured)
  • Past Medical Records (If any pre-existing health conditions exist)
  • Vehicle RC & Existing Insurance Copy (For Motor Insurance)
Specific criteria may vary by lender partner, ticket size, and applicant profile.
Got Questions?

Frequently Asked Questions

Financial planning best practices suggest a term cover of at least 15 to 20 times your current annual income, plus any outstanding loan liabilities (home loans, business debt) to ensure your family remains completely debt-free.
Standard retail health plans typically carry a 24 to 36 month waiting period for declared pre-existing diseases. However, we have partner insurers offering waiting-period reduction riders down to 1 year.
You notify our Claim Concierge desk immediately. We liaise with the hospital TPA desk, verify all billing documentation, and expedite pre-authorization so you never face discharge delays.
Yes. Under IRDAI guidelines, you can port your policy to a superior insurer while retaining all accrued waiting period credits and cumulative bonuses, provided you apply at least 45 days before renewal.
Take the First Step

Ready to Simplify Your Finances?

Talk to our certified specialists for customized advice on loans, insurance policies, and disciplined wealth planning.

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